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Short-term Loans
Author: Thembi Palane
Date: June 6, 2012
Short-term loans — payday lending
Face it, sometimes we all need a short-term loan to help us with our short-term
financial needs, like car repairs, family vacations or an unexpected emergency that
may pop up.
Here’s a scenario: you work an eight to five job every day of the week and get a
salary every month that enables you to cover your important expenses, like paying
your rent/bond, paying your bills, and purchasing your groceries, etc. But what
happens when you need cash mid-month? After having done everything you needed to
do with your salary, a short-term loan is the best and wisest route to take when
faced with an emergency.
A payday loan is a great type of short-term loan and there are hundreds of financial
lenders willing and happy to offer short-term loans. That’s great, but every lender
has different criteria for taking out a loan – some of which may land you in more
trouble than you were before taking out the short-term loan.
With so many financial organisations offering short-term loans, or any kind of loan
for that matter, you’re faced with the dilemma of figuring out which one is right
for you: which loan will suit your financial state and lifestyle.
It’s important to know beforehand that short-term loan providers have set a few
criteria for an applicant to qualify for a payday loan. You need to be a citizen
of South Africa and older than 18. You must be employed and earn a regular salary
and hold a valid bank account.
For a short-term loan with wanna loan?, you need a valid South African ID, a valid
and operational bank account and to be employed and earn a regular salary. With
wanna loan? payday lending operates on a 40-day cycle which means that you can repay
your loan when you next get paid.
We are committed to responsible lending and advise you to only borrow as much as
you can afford to pay back.
Apply for your shot-term loan with wanna loan? for peace of mind. We ensure that
you are paid on time, every time.
Get cash now
Category financial hints and tips | Tags online
loans